General Liability Insurance
General Liability Insurance Information
General liability insurance is essential for businesses of all sizes, offering protection against financial losses from claims related to injuries, property damage and other liabilities that can occur during regular business operations.
Who Does General Liability Insurance Protect?
General liability insurance generally covers the business owner, employees and the business entity. In the event of a lawsuit, the policy may provide legal defense for the insured parties. General liability coverage can provide financial protection from third-party claims—such as customers or clients—who suffer injuries or damages due to the company’s actions or negligence.
What Is Covered by General Liability Insurance?
A typical general liability policy includes coverage for the following:
- Bodily injury—It may help cover medical expenses and legal fees if someone is injured on your business premises or because of your operations.
- Property damage—It may help pay for repair or replacement costs if business activities cause damage to someone else’s property.
- Personal and advertising injury—It may help protect against claims of defamation, copyright infringement or slander related to the business’s advertising practices.
How Much Does General Liability Insurance Cost?
The cost of general liability insurance varies based on several factors, including the following:
Businesses in higher-risk industries, like construction or manufacturing, typically pay more than those in lower-risk sectors. Work with a local agent to compare quotes to better understand your company’s potential general liability insurance costs.
Contact Us
Contact Reynolds Insurance Services in Kerman, California, for a personalized general liability insurance quote.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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